Southern California Bankruptcy Attorney Protecting Your Rights
Harassment from creditors can take many forms. Creditors have been known to make incessant phone calls, threaten individuals, tell others about a person’s debts, and take various other types of aggressive actions to make a person pay outstanding debts. If you have experienced this type of behavior, you should immediately consult with an attorney at the Bankruptcy Law Center who can help protect your rights. Our legal counsel is familiar with the California Fair Debt Collection Practices Act and the Federal Fair Debt Collection Practices Act, which greatly limits the type of activity that creditors are allowed to perform. Contact our law office today to find out how we can help you respond to creditor harassment.
Conveniently Located to Help With Your Case
Our law office has locations in San Diego, Vista, and Los Angeles. We guide individuals throughout the Southern California area through each step of the bankruptcy process. In helping many clients successfully navigate these issues, we have acquired the reputation as a firm that can help return you to a place of financial stability. No matter where you are located in Southern California, the Bankruptcy Law Center is here to provide you with the information necessary to make educated decisions about your financial future. Contact our law firm today to determine how we can help resolve your financial obstacles.
Our law firm can help you with various areas related to bankruptcy, which includes:
- Chapter 7
- Chapter 11
- Chapter 13
- Collection Disputes and Defenses
- Fair Debt Buyers Collection Act
- FCRA Claims
- FDCPA Claims
- Rosenthal/RFDCPA Claims
- TCPA Claims
How Bankruptcy Will Affect Your Credit
One of the most common questions that individuals have about the bankruptcy process is how it will affect their credit score. While filing for bankruptcy is a negative credit event, this process often increases a person’s ability to rebuild their credit in the future. After receiving a bankruptcy discharge from a court of law, some or all of a person’s debts will be eliminated which will improve that person’s debt-to-income ratio and subsequently an improved credit score.
How A Consultation with Our Law Firm Can Help You
If you are experiencing financial distress, the Bankruptcy Law Center will meet with you to provide to help. We will analyze your case and determine if bankruptcy is an appropriate solution for you. If bankruptcy is a good choice, our law firm will meet with you to discuss the process of filing for either Chapter 7 or Chapter 13. While Chapter 7 allows individuals discharge many types of unsecured debts, Chapter 13 allows debtors to pay off a portion of debt over a period of three to five years.
Contact the Bankruptcy Law Center
Our legal counsel is dedicated to helping respond to financial hardships. Our bankruptcy attorneys have helped many individuals who have faced similar situations. Contact our law firm today at 1-800-551-7922 to obtain the assistance of seasoned legal counsel. To obtain a free initial consultation, contact the Bankruptcy Law Center today.